Privacy Policy

Last Updated: October 2026 • Local-First Storage Architecture

1. Data Collection & Storage

LoanWise is constructed with a privacy-first ethos. All calculated loan principals, interest scenarios, saved calculations, and simulated authentication tokens reside solely within your local device's browser memory (HTML5 LocalStorage). No personal financial numbers or user parameters are transmitted to external cloud databases.

2. Cookies & Local Storage

We utilize local storage solely to remember user-selected preferences, including display currency (INR, USD, EUR, GBP), language choice (English, Hindi, Tamil), visual dark mode settings, and saved loan scenarios. No cross-site marketing or advertising cookies are employed.

3. Data Erasure

You maintain continuous control over your saved computations. You can remove individual calculations via the Saved Scenarios dashboard or wipe all stored preferences entirely by clearing your browser's site data.

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