Precision Loan Planning for Financial Clarity
Calculate loan EMIs with mathematical accuracy, explore genuine Indian bank benchmark rates, model prepayments, and plan repayments confidently.
EMI Calculator
Accurate reducing-balance calculations with zero-interest support
Indian Bank Benchmark Interest Rates
Official published retail lending benchmarks (SBI, HDFC, ICICI, etc.)
| Bank Name | Interest Rate (p.a.) | Processing Fee | Eligibility & Terms | Data Status & Source | Action |
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Multi-Loan Comparison Matrix
Compare up to 3 loan offers or terms side by side
Loan Prepayment & Savings Calculator
Model extra monthly or lump-sum prepayments to cut interest and shorten tenure
EMI Affordability & DTI Assessment
Determine prudent borrowing limits based on Debt-to-Income (DTI) ratio
Amortization Repayment Schedule
Transparent month-by-month and year-by-year reducing balance ledger
| Month | Opening Balance | EMI Payment | Principal Paid | Interest Paid | Closing Balance |
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Saved Calculations
Review or load your previously stored loan estimates
Basic Calculator
Simple arithmetic for quick calculations — addition, subtraction, multiplication, division, and more.
SIP Calculator
Estimate wealth accumulation through Systematic Investment Plans in mutual funds
Fixed Deposit Calculator
Calculate maturity amount and interest earned on your Fixed Deposits
Compound Interest Calculator
Calculate compound interest with flexible compounding frequencies
GST Calculator
Calculate GST — add GST to a price or extract GST from an inclusive amount
Income Tax Calculator (India)
Compare Old Regime vs New Regime — find which tax structure saves you more
Loan Eligibility Calculator
Estimate the maximum loan amount you're eligible for based on your income and obligations